Senior Manager, Portfolio Management

Export Finance Australia is Australia's export credit agency. For more than 60 years, we have proudly helped hundreds of small, medium and large Australian businesses take on global opportunities. Our purpose is to support Australian export trade and overseas infrastructure development that delivers benefits to Australia.

We provide financial expertise and solutions to drive sustainable growth. Through our loans, bonds, guarantees and project and structured finance solutions, we enable small and medium-sized enterprises, corporates and governments to take on export-related opportunities. We also support infrastructure development in the Pacific region and beyond. 

The Senior Manager Portfolio Management – Business Finance is responsible for delivering the key credit analytical activity associated with mid-market transactions and on occasion managing a portfolio of customers throughout the credit lifecycle.

Your new role

Location: Sydney
Role Type: Full-time, Permanent

Position description 

• Manage credit analysis and assessments throughout the customer lifecycle from initial transaction assessments and writing new deals through to requests for variations, renewals and repeat business.
• Deliver credit analysis and assessments in compliance with EFA’s credit policies and procedures and risk appetite, and within appropriate timeframes.
• Manage a portfolio of customer files, applying knowledge of the local export market to the analytical activity required to service those customers through the deal lifecycle.
• Monitor compliance of client covenant and reporting issues, escalate where required.
• Work in collaboration with the Business Development and Transaction Execution and Structuring team to manage customer interactions through new business and servicing throughout the customer lifecycle, ensure proactive engagement with customers.
• Identify facilities with deteriorating risk profiles and work with Associate Directors/Directors to ensure appropriate action is taken to manage the facility. Assist with the escalation of issues and implementation of loss-minimalisation strategies where required.
• Engage with Credit to discuss papers prepared, articulate reasoning for structuring decisions, support analysis with evidence.
• Work with the Lending Operations team to manage all administrative and operational aspects of the portfolio, including drawdowns, repayments, exposures.
• Coach, guide, and mentor junior Portfolio Management – Business Finance Analysts to navigate credit environment effectively and create positive customer experiences.

About you

• Degree qualifications in Commerce, Economics, Accounting, Business Administration, Banking/Finance or Business and/or relevant technical disciplines.
• 5+ years financing experience across business and/or corporate banking or similar.
• Demonstrated ability to manage a portfolio balancing the interests of customers and the lender.
• Degree of adherence to transaction processes and controls, including escalations, approvals, and delegations for credit decisioning.
• Adherence to risk tolerance, credit processes and established standards and timeframes when preparing credit assessments.
• Contribution towards growth aligned to SME targets for existing customers such as renewals and new business from existing customers.
• Delivery / closing of transactions within agreed turnaround time.

Even if you haven’t ticked every box but this role resonates with you, don't rule yourself out just yet, we'd love to hear from you!

Our benefits and culture

We are small enough to have an impact, BIG enough to make a world of difference and it starts with our people.

We support flexible working and pride ourselves in fostering a culture that is inclusive, diverse and collaborative. We are proud to be certified as a 2025 Great Place to Work for a fifth consecutive year, recognised on the 2023 AFR BOSS Best Places to Work list and listed as one of Australia’s Best Workplaces for Women in 2025. 

In line with our commitment to our people, we have a comprehensive array of benefits available to our employees:

• Generous leave provisions (e.g. Annual Wellbeing day) and leave purchase opportunities
• 18 weeks of paid parental leave for primary caregivers
• Thorough induction onboarding program
• Fitness Passport along with other Health & Wellbeing initiatives
• Gender affirmation leave
• Income Protection Insurance
• Community volunteering
• and many more!

Our headquarters is based in Sydney CBD, and we have a national presence across Melbourne, Canberra, Brisbane, Perth and Adelaide.

Eligibility

Australian Citizenship - To be eligible to apply for this position, applicants must hold Australian Citizenship at the time of application.

Security Clearance - To be eligible to apply for this position, applicants must be able to obtain and maintain a Baseline security clearance.

How to apply

Applications close: 13 October 2025.  

Interviews will occur in parallel, so please apply ASAP.
Enquiries: Careers@exportfinance.gov.au      
  
To apply, please email your CV to Careers@exportfinance.gov.au      

By choosing to apply, you agree to the recruitment privacy policy.

We invite and welcome applications from Aboriginal and Torres Strait Islander people, people from diverse cultural backgrounds, people with disability and members of the LGBTQIA+ community. 

If you are a candidate with a disability, let us know how we can provide you with additional support.

About us

Export Finance Australia is Australia’s export credit agency.  

We provide finance to support Australian export trade and overseas infrastructure development across the Pacific and Indo-Pacific. Through our loans, bonds and guarantees, we support businesses – from small and medium-sized enterprises (SMEs) to large corporates – foreign governments and infrastructure projects, to take on the world. 

Working with banks, other government agencies and our partners, together we are helping drive international success for Australian businesses.

The reason our people join us, stay with us and grow with us is because they wholeheartedly believe in our purpose. They can see the impact we create for our customers.

We are a highly purpose-driven organisation. We seek to create an inclusive culture that values our customers and employees. Our people are expected to champion this and play a key role in achieving those outcomes. In working towards our strategy, our people display our IMPACT leadership behaviours of Frank & Fearless, Dexterous & Agile and Careful & Diligent

For more information about us, please refer to our here. 

Applications from recruitment agencies will not be considered on this occasion.