Our loans can provide your business with the financial support needed to take on the world.
Whether you’re exporting directly, part of an export supply chain, or setting up a presence internationally, at Export Finance Australia, we provide access to finance for businesses just like yours to take on new export-related opportunities.
Our tailored loan options can:
support export or supply chain businesses
facilitate exports in emerging markets
provide complementary finance to your bank.
What are the benefits for your business?
Our loan facilities:
provide you with access to finance to deliver on export or export supply chain transactions or international expansion
are available for pre and/or post-shipment finance
enable you the to flexibility tailor your loan amount and term to meet your business needs
can be utilised anytime during the availability period
allow repayments to be linked to payments from your export-related transactions
include a line of credit option, which allows multiple drawdowns and repayments during the loan term.
Is a loan right for your business?
We support the export of Australian goods and services and international infrastructure development in our region.
As the Government’s export credit agency, key criteria must be met and assessed before we can offer our financial support.
Where possible, we can work with your bank to provide complementary finance solutions for your export-related business.
We offer a flexible loan structure that is aligned with business cash flow. Our loan facilities can be drawn for export-related transactions or establishing your business internationally.
If you’re considering if our loan facilities are right for your business, we’ve outlined some of the key points to consider.
From 4 weeks
AU$ US$ € £
Loan terms and rates
Quarterly interest, principal based on contract
Typically, in line with the loan purpose
$5,000 or 1% of the total loan, whichever is greater
Other fees and charges apply, including commitment and documentation fees
Various forms of security may be required including a registered general security interest and corporate and directors’ indemnities
Revenue last financial year
Age of business
Established for at least 2 years
Have an export contract(s) or purchase order(s)
Seeking support for a supply chain contract
Unable to get financing from your bank
Available for first-time exporters
Export transaction requirement
This loan must be used to finance:
export-related transaction(s) for the export of Australian goods and/or services from Australia
the expansion of your business in an international market
equipment and other costs associated with delivering future export or export-related contracts.
View our full list of key eligibility criteria here.
What are the next steps?
Step 1: Finance need
You enter an export contract(s) with an international buyer or a business in an export supply chain.
You need finance to expand your business in an international market.
Step 2: Funds
We provide you with a direct loan to help you deliver on your export contract(s) or international expansion.
Step 3: Loan repayment
Loan repayments are typically structured in line with the export contract(s) or a pre-arranged repayment schedule.
For overseas direct investment, you enter a pre-arranged repayment structure.
Speak to one of our experts
Find out how our tailored loan solutions could work for your business.