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Loan solutions to grow, expand and invest globally

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How our loans could support your growth

We support Australian businesses with loans for: 

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contract delivery

Fulfil large export orders or secure upfront funding for materials, labour and logistics 

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plant and equipment upgrades

Invest in the machinery, vehicles or systems needed to meet growing international demand 

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marketing and market development

Finance global marketing efforts – from trade shows to digital campaigns – to build your offshore presence 

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increasing inventory

Manage seasonal cycles or variable supply demands 

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offshore expansion and investment

Set up operations or infrastructure overseas, including warehousing, offices or joint ventures. 

Our loans are designed to work with your business model, cash flow and export goals. 

 

Speak to a specialist

Why choose Export Finance Australia?

We believe that no one should have to take on the world alone. We provide flexible finance solutions to help businesses grow and succeed internationally. 

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Finance that fits your business model

Loan amounts and repayment terms aligned to your cash flow, project timeline and export goals. 

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Loans that scale with your growth

Access from $350,000 to over $350 million in AUD, USD, EUR or GBP, whether you’re scaling operations or entering new markets.  

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Experience across global markets

We work with businesses exporting to a wide range of destinations, including emerging markets and complex trade environments. 

Flexible loans to suit your business 

Our loans are tailored to fit the needs of your business.  

We offer two loan structures: 

Term loans

Fixed repayment over a set term.

Best for

One-off investments with a clear timeline or specific, predictable export activities.

Examples

  • Fulfilling a large export contract, including covering upfront materials, labour or equipment costs 
  • Purchasing machinery to increase export production capacity 
  • Expanding export operations, such as opening a warehouse or office overseas 

Revolving loans (Line of credit) 

Loan type

Draw down and repay funds as needed. 

Best for

Fluctuating working capital needs that require flexibility and ongoing access to funds based on variable demands.

Examples

  • Managing seasonal inventory to meet export demand 
  • Covering working capital gaps while awaiting overseas payments 
  • Supporting variable production needs for customised export orders 

Loan FAQs

Loans start at $350,000 and depending on your business needs could be up $350 million or more. 

We offer loans in AUD, USD, EUR and GBP.

Terms are usually aligned with your export contract or project timeline. Repayments typically involve monthly interest and principal repayments that reflect your cash flow cycle.

Yes. A line of credit is available to allow multiple drawdowns and repayments during the term.

Our process is personalised to your business needs. After an initial discussion with our experts, we can guide you through the loan application and ensure the terms align with your specific situation. 

There is an application fee of $5,000 or 1% of the total loan amount (whichever is greater), plus commitment and documentation fees.

We may require a general security interest and corporate or director’s guarantees, depending on the risk profile and size of the loan. 

If your business meets the following criteria, we may be able to support. 

  • Australian-registered company (ACN) and not a sole trader 

  • annual revenue above $250,000 

  • trading for at least two years 

  • exporting, part of an export supply chain or expanding internationally. 

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Talk to us to see how we could help your business

Fill out the form below and one of our experts will get in touch,
or call us directly on 1800 093 724